What is a Syndicated Loan?
A Syndicated Loan is a large-scale financing operation carried out by a group of banks, including BANGE BANK BENIN, to jointly mobilize significant resources for a single borrower.
This mechanism makes it possible to finance strategic projects in key sectors of the economy (infrastructure, energy, telecommunications, industry, etc.), requiring amounts exceeding the financing capacity of a single institution.
What Syndicated Credit Offers You
Mobilization of significant resources
For investment projectsRisk allocation
Across several banking institutions.Competitive conditions
Thanks to the pooling of expertise and financial resources.Flexibility
In structuring the financing, adapted to the size and nature of the project.Building a sustainable asset base
Secure and valued.How do I get a syndicated loan?
- The borrower presents their large-scale project requiring substantial financing.
- BANGE BANK BENIN, alone or in partnership with other banks, organizes or joins a banking syndicate.
- The loan terms (amount, duration, interest rate, guarantees) are defined collectively with all participating banks.
- The funds are made available to the borrower and disbursed according to the project's progress.
- Repayment is made according to the agreed schedule, divided among the participating banks.
- Because we are part of a solid and recognized banking group in Africa, with proven expertise in structured finance.
- Because we believe that major projects bring about lasting transformation in economies.
- Because we prioritize a win-win partnership approach, serving development and growth.
At BANGE BANK BENIN, we believe that some projects are beyond the capacity of a single institution. That's why we readily combine our resources and expertise with those of other banks to support the most ambitious projects. With Syndicated Loans, we don't just finance sums of money: we bring to life the infrastructure, industries, and initiatives that shape the future of our economy!