Dokoun Etudes
DOKOUN ETUDES is an insurance solution that provides reliable and comprehensive coverage for financing your children’s education or personal projects.
Born from a strategic partnership between BANGE BANK BENIN and SANLAM ASSURANCE VIE BENIN, it combines security and peace of mind.
Designed as a true savings and protection plan, DOKOUN ETUDES guarantees the payment of an annual annuity to the designated beneficiaries:
- in the event of the policyholder’s death,
- in the event of total and permanent disability,
- or at maturity, if the policyholder is still alive.
This ensures that your children’s educational dreams will be fulfilled whatever life may bring
How does it work?
How does Dokoun Études work?
An annual annuity guaranteed depending on life events, death, or disability.Why subscribe to DOKOUN ETUDES?
- To easily finance your children’s higher education or offer them the opportunity to study abroad Educational foresight;
- To achieve your own future project or that of a third party Designated beneficiaries;
- To prevent any disputes among heirs;
- To face unforeseen financial difficulties with confidence
How does it work?
- Contribution through a BANGE BANK Benin account for a minimum of 10 years
- Flexible payment options: one-time, monthly, or annual
- Gross annual interest rate: 3.5%
Benefits paid upon contract expiry
- Payment of an annual annuity for 5 years at the end of the period.
Benefits paid in the event of death
- Annual payment of the insured capital until the end of the remaining period.
- Then an annual annuity paid for 5 years
Options available after 2 years of contributions
- Policy loan.
- Contract cancellation.
- Change of beneficiary.
- Modification of amount / duration.
- Profit-sharing of up to 1%.
Bonus
- Possibility to include several children (up to 30 million FCFA).
Subscription conditions
- Hold a current or savings account at BANGE BANK Benin.
- Be between 18 and 55 years old at the time of subscription.
- Be 65 years old at most at the contract end date.