What is BANGE BUSINESS PLUS?
BANGE BUSINESS PLUS is much more than a simple credit program: it is a dedicated unit designed to support, finance, and ensure the sustainable growth of Beninese SMEs and SMIs.
Specifically created to meet the needs of entrepreneurs operating in key sectors such as construction, services, supply, agribusiness, healthcare, education, tourism, and general trade, BANGE BUSINESS PLUS embodies the bank’s commitment to act as a genuine partner for economic growth.
Located at the STEINMETZ branch in the heart of Cotonou, this space serves as a center of excellence for entrepreneurs a place for consultation, guidance, project structuring, and access to the bank’s full range of expertise.
Pillars of the Offer
With BANGE BUSINESS PLUS, you benefit from a comprehensive approach built around three key pillars:
Tailored financing
working capital loans, investment credits, discounting, invoice and purchase order advances, bonds, and guarantees for public and private contracts.
Advisory support:
personalized guidance, feasibility analysis, and post-financing monitoring.
Training & expertise
capacity building through strategic partnerships with business support organizations and sectoral experts.
With BANGE BUSINESS PLUS, you enjoy:
Une offre multisectorielle unique
Flexible conditions
regarding guarantees and repayment terms
Competitive and adjustable pricing
with annual rates as low as 7%.
Exceptional processing speed
a guaranteed response within one week after submission of complete documentation.
A privileged business hub
the STEINMETZ branch, designed to streamline the Bank–Business relationship.
Human and strategic support
from a team exclusively dedicated to SMEs and SMIs.
How to obtain BANGE BUSINESS financing?
Check the eligibility criteria and required documents to move forward with complete peace of mind.
- Official request letter on company letterhead.
- Legal registration and certification documents (if applicable).
- Financial statements for the past three (03) fiscal years (or opening balance sheets for new businesses).
- Valid tax clearance certificate.
- Detailed business plan for the project to be financed.
- Cash flow and projected income statements.
- Disbursement schedule.
- Project-specific documents (contract, purchase order, building permit, architectural plans, etc.).
- Be a duly registered SME/SMI in Benin.
- Demonstrate regular business activity and operational capacity in your field.
- Present a viable and well-structured project (working capital, expansion, modernization, equipment, or contract execution).
With BANGE BUSINESS PLUS, you gain access to much more than financing:
- A strategic partner supporting you at every stage of your growth.
- A driver of acceleration to turn your ambitions into reality and secure your markets.
- A structured path to success, enabling you to build a solid and sustainable future.
BANGE BUSINESS PLUS More than support, a true impulse for your projects.