This product is positioned as a simple, innovative, and connected savings solution, suitable for both household and business needs. It is more than just a banking product; it is the foundation of your future projects and successes.
Who is the Simple Savings Account for?
The Simple Savings Account is for individuals who want to build up flexible, secure, and modern savings, while maintaining complete access to their funds.1
Adults
Anyone wishing to build up savings that are available at any time, without restrictions.2
Minors
Parents or guardians can open an account in their children's name to help them prepare for their studies, dreams, or future projects with peace of mind.
Advantages
Benefits of a savings account
Profitability, security, and flexibility1
Modern and flexible savings
Unlike traditional savings accounts, your savings are fully digital and accessible at any time.2
No hidden fees
No account maintenance fees.3
Attractive return
Enjoy an annual interest rate of 3.5%.4
4/7 online access
Thanks to E-Banking, you can track your savings in real time.5
Free SMS Banking
Receive movement notifications and mini-statements directly on your phone, free of charge.6
Remote transactions without internet
Deposit or withdraw money anywhere, anytime, using a simple USSD code (MoMo Express or MoovMoney).7
Unlimited access
Access your money 24/7 with no amount limits thanks to debit cards.8
Flexibility and security
Benefit from proportional interest while maintaining full freedom to move funds in your account.
Opening Requirements
How to open a savings account?
A simple process with minimal formalitiesFor adults:
- Photocopy of a valid identity document (National Identity Card, Passport, Residence Permit).
- Two (2) passport-size photos (4x4 cm).
- Proof of residential address, such as a SONEB/SBEE bill in the subscriber's name, a CIP (Property Identification Number), etc.
- Unique Tax Identification Number (IFU).
For minors
- A copy of the child's birth certificate.
- Two (2) passport-size photos (4x4 cm) of the minor.
For the parent or guardian:
- A photocopy of a valid identity document.
- Two (2) passport-size photos (4x4 cm).
- Proof of residential address, such as a SONEB/SBEE bill in the subscriber's name, a CIP (Customer Identification Number), etc.
- Unique Tax Identification Number (IFU)