What is it?
The Découvert for Individuals is a cash-flow facility made available to help you manage temporary gaps in your income.
Similar to a salary advance, it allows you to access a portion of your salary before it is actually credited to your account.
Advantages
What the Overdraft and Salary Advance offer you
1
Flexibility
Immediate access to funds whenever needed.2
Simplicity
You can repay gradually, within the authorized limit.3
Controlled cost
Interest is calculated only on the amounts actually used.4
Security
Avoid unpaid bills and overdrafts thanks to available liquidity.
How does it works
How to obtain a salary advance?
Subscription conditions
- Submit your request at your BANGE BANK BENIN branch.
- Your eligibility is assessed based on salary domiciliation and the regularity of your income, as well as your banking relationship.
- An overdraft authorization is granted for a defined period and amount.
- You use the overdraft according to your needs and repay automatically with your next income.
Why choose the Overdraft or Salary Advance from BANGE BANK BENIN?
- Ensures continuity of your transactions, even in case of cash flow shortages.
- Ensures continuity of your transactions, even in case of cash flow shortages.
- Benefit from the trust and support of The Bank of All.